A Wells Student Loan is not hard to get if you have good credit.

Hi, my daughter just applied for Wells student loan to consolidate all of the private loans and was turned down. She was informed that she needed a co-signer. I applied as co-signer and as soon after she got accepted. I believe this is because I have good credit and am a homeowner, have long-term employment and a decent salary.

So my guess is if you have all the above then you will be accepted.